Monday, November 9, 2009

Tips for a Stress-Free Holiday

Once again another year seems to have flown by. Halloween just wrapped up and already the stores are filled with holiday decorations. If you’re like me, all the spending during the holidays can cause a lot of stress. Between gifts for the kids and trips to visit family, not to mention the cost of attending holiday parties, it’s enough to blow anyone’s budget.
 
Of course, I’m using Our Susu to save money for the holidays. Having the money on hand will go a long way towards easing the stress I used to feel January 2. You know how it is. The new year rolls around; you have a big stack of bills, and the only thing to show for it is a pile of toys the kids are already done playing with. To start your own savings circle just head over to www.oursusu.com.
 
In addition saving with Our Susu, I’m careful about where my Susu savings money goes in the first place. Here are some tips to help you prepare for a financially stress-free holiday season:
 
• Budget is not a bad word. Before you buy, budget.  Be realistic about what you can spend.  I wish I could buy everyone I loved an all-expenses paid trip to Hawaii.  They’d live it up on the island, but I’d be stuck in the poor house.  Don’t buy gifts you can’t afford.  
• Make a list, check it twice. Santa was definitely onto something with this. Having a list ready before you go shopping will save you money and time. Not only will you avoid impulse buys, but you’ll know in advance where you have to go to buy each gift.
• Check the Sunday circulars. The store advertisements distributed with the Sunday papers not only have valuable coupons, but they allow you to compare prices so you don’t have to drive all over town looking for the best deal.
• Shop online. While everyone is up at 4 a.m on Black Friday, battling aggressive, determined shoppers hopped up on caffeine, I’ll sleep in late and enjoy a relaxing day. That’s because I do most, if not all, of my shopping online. Spending about an hour online helps me avoid the hassle of searching for a parking spot, navigating the crowded malls and dealing with frazzled shoppers. My gifts come in a couple of days, and sometimes they are already wrapped!
 

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